Be the Solution with Maria Quattrone
Maria Quattrone, a leader in real estate with over 21 years of experience, is the driving force behind Maria Quattrone & Associates in Philadelphia. Her passion goes beyond selling homes; she’s dedicated to helping others succeed. Through her 'Rise in Real Estate' training program and the "Be the Solution" podcast, Maria shares her expertise, inspiring professionals and entrepreneurs to excel. With over 3,400 properties sold, Maria's success is evident, but her true mission is to empower others, build strong brands, and foster meaningful connections.
Be the Solution with Maria Quattrone
Philadelphia & South Jersey Real Estate Market 2026: Inventory, Interest Rates, and What Buyers & Sellers Need to Know
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In this episode of the Be The Solution Podcast, host Maria Quattrone is joined by Rob Bunis to break down the Philadelphia and South Jersey real estate market heading into 2026.
From shifting inventory levels and declining agent counts to interest rate psychology and pricing strategy, Maria and Rob unpack what’s really happening — and why this is shaping up to be a skill-based market where experience matters more than ever.
If you're a buyer, seller, investor, or agent, this episode will help you understand:
- Where the market is actually heading
- Why pricing correctly matters more than ever
- Why experienced listing agents win in 2026
- How to prepare your home for the spring market
- Why real estate remains one of the best wealth-building vehicles
Key Market Insights for 2026
📈 Inventory Is Slowly Rising — But Not Everywhere
🏡 The Spring Market Still Rules
💰 Interest Rates vs. Home Prices
🧠 2026 = A Skill-Based Market
🏆 Listing Expertise vs. “Buyer’s Agent”
🔑 It All Starts With a Conversation
Best Quotes
Rob Bunis:
“2026 is shaping up to be a skill-based market.”
Maria Quattrone:
“There has never been a closing that didn’t start with a conversation.”
Connect with Maria Quattrone:
Facebook: Maria Quattrone
LinkedIn: Maria Quattrone
YouTube: Maria Quattrone
Instagram: @maria_quattrone
TikTok: mariaquattronerealestate
Website: MQrealesate.com
Office number: 215- 607-3535
Welcome And Market Focus
Maria QuattroneGood morning, friends. This is Maria Quattrone and the Be the Solution podcast. And today I'm excited to talk to Rob because Rob Bunus is somebody who I always see on social. Rob's always talking about real estate and a lot of times complaining about agents of real estate. But it's funny and I comment on this stuff all the time. And um Rob has been a guest on our show. Uh I guess it's gosh, it's probably two years ago now.
Rob BunisYes, I was trying to think about that yesterday. I don't remember, but it's been a little bit a bit of time since I've been here.
Maria QuattroneYeah.
2026 Outlook For Philly And South Jersey
Maria QuattroneSo we're gonna dive in today and we're gonna talk about the Philly South Jersey real estate market in 2026. I think we're all uh all of us great agents are excited about the market this year. Um, it's January now, we're sitting at the end of the January. This episode will be out in the next week or so. But what do you think, Rob? Predictions 2026.
Rob BunisI'm I'm excited about this year. I I've I think it was like the the if you remember like the peak of the pandemic market where like everybody's like, oh man, it's gonna last like this for another year, and then we just saw it trail off. I knew it wasn't gonna last forever, but I also knew that because of how easy it was for not just agents to get in, but for buyers to get into the market at a good rate, even though people were jumping over each other to get in houses. I knew it was gonna change, and it's taken two, half, three years, but you know, looking at the market projections from a couple months ago, they're like right in line with what we expected. I think uh uh for starters, the fact that um inventory is slowly creeping up a little bit. We're expecting to get um you know more inventory, but we're also looking at a decline in the number of agents. We were just talking about this before the show. We're we're down about 300,000 agents, and it's funny because if you look at what had happened previously with the title reps and then title companies and reps and mortgage companies, there was a lot of consolidation over the last couple of years that ended up leading to the inevitability that the same thing was probably gonna happen in the real estate market with realtors and brokerages, this that or the other. What I will tell you, it is funny to look at the number of my um of shakeups in the real estate industry across the board in relation to the number of agents and the the brokerages. Like if you remember, it was always the big box stores that were dominating the market, and there's been uh a steady increase in in small boutique brokerages popping up here and there, agents that
Inventory Creep And Agent Shakeout
Rob Bunisare branching off and doing their own thing or making you know a small little boutique out of an EXP or a LPT. Congratulations, by the way. Right. Um, but like with all that said, we're in a skill-based market now. We've been calling this for a couple years. I think you and I have been saying the same thing for a while now. You know, the the the market is changing, it's in favor of agents that have really honed in their skills over the last decade or two or three in some cases. Um, but what I think the most the most important thing that I'm seeing right now is really that um you know transaction volume is slowly ticking up a little bit, which is important.
Maria QuattroneIt is slowly picking up. We have seen this in the last week and a half more offers coming in on listings that have been on the market a while.
Speaker 1Yep.
Maria QuattroneYou know, people unless the property is priced under market in Philadelphia, it's not selling in 30 days, it's just not. So it's critical that sellers understand that this takes time, yeah. And for overpricing, even in a market that has less inventory, we're still in uh because we're not at nine months, which would be a buyer's market, right? In some areas, we're at five months, which is leaning towards almost a pretty even market. There's pockets. How many houses are on the market in Hattonfield? Three?
Rob BunisYeah, there's really not much. Same with Hatton Heights and like the surrounding townships. You know, we're used to I think a part of that has to do with the higher price point areas right now, um, with the interest rates. It scares people, buyers, you know, that are trying to start out whether they're buying their first home or their second before downsizing permanently. Like the there's still there's still some fear because the prices and relationship, the interest rates still make interest margin interest payments high. So, you know, in South Jersey market,
Pockets, Pricing, And Days On Market
Rob Bunisyou know, we're seeing the same exact kind of trends that Philly has seen. I think it's a little bit busier out in these parts. Um, but I mean, Philly's been slow for a while now. I mean, I do business in Philly as well, and I'm seeing a lot of people um getting out of the city, you know, there's a lot more inventory. It's certainly not a uh uh a seller's market in the city. However, like you mentioned, it's pockets, right? If you look at a Haddonfield, for example, you put it. I have a listing potentially coming up in the next two weeks. We're just waiting on the short cert. When I put that thing on the market, it's a fixer upper, like I would call it a grandma special, right? Hardwood floors, new roof, mechanical systems are good. But it needs a kitchen and bathrooms and paint and etc. That house will still probably get a multiple offer situation just because of the demand. Um, but then you go to, you know, let's use another example, like a merchant fill, right? Where the market was so slow over the last three months that I had a property on the market in early October, multiple offers, buyer just decided he wasn't going to show up to closing at the end of November. We put it back on the market. We had showings, I couldn't get an offer to save my life though for the next month and a half. And then all of a sudden we get three offers, right? So, like you're saying, like all of a sudden in the last week and a half, two weeks, like there's this mat that there's this magical button that must have been pushed by somebody that like everything that's flooding the market, the buyers are coming out, they're reaching out and saying, Hey, you know, I'm ready to go for spring market, and then the sellers that were on the sidelines are now saying the same thing, you know. Well, that's the thing.
Maria QuattroneSpring market in Philly breaks generally the week after the Super Bowl. Yeah, I always tell people, look, if you're thinking of selling this year, in most cases, especially if you have a condo in town, yeah, the spring market is the market. In high-end houses, the spring market is the market. If you're in a market where, you know, especially where a lot of families live, for example, because people want to be in the home right during the summer, they want to make the move, June, July. Yep. They want to be settled in before August.
Speaker 1Yep.
Maria QuattroneAnd before the kids go back to school. Yeah. This always make more money as a seller in the spring market.
Rob BunisYep.
Maria QuattroneAlways.
Rob BunisOh, yeah, hands down. You know, well, you know, one of the things that I think is funny too is you know, there's all this off-market stuff going on, you know, all the uh the investors buying property still, even though the market's kind of more stagnant than we've seen in in recent years. Um, I always tell people this too, like it doesn't matter the condition, you're always gonna get more if you list it. And and you know, people forget that. There's a reason why the for sale by owner trends say that you're gonna you're gonna take substantially less money in most cases when you list it online yourself, you know.
Maria QuattroneSo that's for sale by owner, they have a they have problems that they don't even know that they have it's a huge liability
Demand Swings And Spring Surge Timing
Maria Quattronefor a seller, yeah, to do a for sale by owner, and people you know, it's like you have to go to the doctor to get the prescription, yeah, or you're gonna prescribe yourself, yeah. Google doctor, yeah, and that's what people do, and we know based on over time of listing properties that for sale by owners generally sell for 10 to 12 less.
Rob BunisYeah, statistics range true for since the beginning of time, you know.
Maria QuattroneSince the beginning of time, yeah, you know, I wrote a post the other day, it said houses are not good prices are not going down. Yeah, think about this, Rob. The last 70 years, go back 70 years, have prices gone up, yeah. Like, so we had a blip, a couple blips here and there, but the market eventually rebounded. Yeah, that's the thing. Like, if you're on the fence and you're a buyer and you're waiting for rates to go down, the only thing that's gonna happen for you is that the price of the house is gonna be more.
Rob BunisYeah, yeah. I try to explain that to everybody. Like in the last couple years, um, you know, a lot of my sphere has bought or and they're ready to upgrade this side or the other. And a lot of people in the last two, three years, when the rates went up, they're sitting in the sidelines. But we often have to remind them if you look at the historical data that exists for the last 30 years, the average interest rate was somewhere between six and eight percent. So, you know, the only difference is that price is higher now, which obviously is gonna impact your mortgage payment, but the likelihood that you're gonna lose money because of your buying this long term is very unlikely. You're you sit on this house 10, 15, 20 years, you're gonna get back into a good cycle where it's gonna appreciate. It's just no way that you don't do that. And I think people forget that. I think people forget that they forget that the rates at one point, I mean, when houses might have been a third the price, we're still the same, you know.
Maria QuattroneExactly. Yeah, exactly. And that's the thing, you know, you're looking at what's happening in the marketplace, what's happening with the rates. Once those rates, if those rates drop a whole 100 base basis points, yeah, a whole percent, yeah, it will be chaos because all the sellers who wanted to want to sell will flood the market with the inventory. Yeah, yeah. And it will be uh something else, but I don't think they're gonna drop a whole point.
Rob BunisNo, I think they might end up in the fives, but like you know, right now you could buy it down into the fives, but you're paying pretty you know premium up front. I I um I can't imagine, excuse me. I can't imagine that um we're gonna see fours ever again or anytime soon. I think that the
Why Listing Beats Off‑Market And FSBO
Rob Bunisyou know, you put a prayer to the real estate gods and you hope for it. But the problem is when rates go down, prices go up, you know, and there's need stability in the marketplace, and that's the biggest thing that I think you know the pandemic market led to this um market where it was pretty volatile, not with real estate prices, but like even now political volatility is like keeping people on the sidelines to a certain extent. Like I think this is the first year since the pandemic where we've seen this much of an increase in transaction volume. You know, it's uh it's good to see that there's some positivity in 2026 coming along, you know, down the pipe. You know, the veteran agents that have been working alongside these other agents for years and years and years since the pandemic started, and it was so easy to get in and make money. I think 2026 is gonna be one of those years where it's gonna make the make it or break it year for a lot of agents. Um, the agents that are out here learning every day and becoming more knowledgeable and providing higher value than other people, their businesses are gonna grow substantially over the, I would say, the next couple years, versus you know, agents that they're running and gunning and they're not doing the right things, and they're not making their phone calls, they're not following up with their clients, and they're not doing all those things that we preach on a daily basis to our agents, you know. You know, if you're not doing the work, you're not gonna win.
Maria QuattroneI never had a closing that didn't start with a conversation. Yeah, but yeah, want more closings, have more conversations.
Speaker 1Exactly.
Maria QuattroneYou know, I said something yesterday to uh our team, and I said, How lucky you are to be in an industry where you can decide how much money you want to make or not, yeah, and the opportunity to help people on a daily basis, and the opportunity to build what build it the way you want. Yeah, like I don't think I say this, I don't think people really understand what they have.
Rob BunisThey don't. No, the freedoms you get in this business are hands down. Um,
Prices, Rates, And Waiting Costs
Rob Bunisand we're both biased because we're in the business, but I think their freedoms are hands down way better than most industries. I mean, when you're a business owner, you can make your and you know, main building the structure that you want. Um, you know, for me, I'm hoping in the the next few years with us probably having another kid soon and you know, all this other stuff, my daughter being 19 months, like I'm gonna go to her, I'm I'm gonna go to all her stuff, you know. I want the freedom of checking out from work at four o'clock if I want to, or taking the day, you know, those kinds of things are important, you know. You set your schedule and you get your work done, but at the same time, you prioritize the things in life that are most important to you. You know, what years ago when I was a nine to five and working overtime and doing all this other stuff that was like get off, you're so burnt out, you don't feel like doing anything. But in this business, you have the ability to go and do things that you enjoy when you want to do them.
Maria QuattroneUm, as long as you have the discipline and do the other things that allow you to do the things that you want to do.
Rob BunisThat's very correct.
Maria QuattroneYeah, it's true. I have not worked for anybody else for 23 years. Yeah, I don't think that I could ever work for somebody again, yeah. And part of that is the lifestyle that you know real estate provides, yeah. You know, meaning I can go on three trips a year or however many I decide to go on that year and take three weeks off without feeling bad about it.
Rob BunisYeah, that's the I think that's the biggest part about this business that people forget, but you can only do it if you're doing the work. You know, you gotta still treat it like a job. Not a job, more like a I treat it more like a hobby. I I I find this business to be a labor love for me. So, you know, it doesn't really feel like work unless I'm dealing with some crazy situation. We just had a deal close after a year of back and forth. We had an issue with the township, and it was like the transaction, you know, that I dream about, you know, those nightmares that keep you up at night. Um, that's how bad it was. But it's like like for the most part, this business is just super fun, you know.
Maria QuattroneIt's what you make of it, it's what you make of it and how you decide to do it. Yeah, you know, I think so. And for example, you know, if you want to work with first-time buyers and that's it, you work with first-time buyers. If you want to work with first-time sellers, yeah, or sellers of condos, or luxury sellers, or whatever, I'd say you know, focusing on a particular area and particular neighborhood, a particular type of product. You want to be the person who just sells land? I don't know. Yeah, but you know it's uh to talk about you can't if you want to be
Volatility, Transaction Volume, And Skills
Maria Quattronefor everybody, you're for nobody.
Rob BunisYeah, agreed, yeah, yeah.
Maria QuattroneSo take and you know, it's easier when you do the same thing over and over again because you have a rinse and repeat cycle, yeah, yeah. And then that can build some economies of scale, yeah, in your business.
Rob BunisYeah, that's also the good thing about how this business is because you know you're repeating the same thing every. I mean, look, not every transaction is the same, we know that, but the process for the most part is the same. So once you get the process down, you know the contract, it is extremely easy to transition your business from one deal a month to two deals a month, three deals a month, as long as you're putting the work in it to nurture it, the business, you know, doing the networking, meeting with people clients, making phone calls, staying in touch with your sphere, all those things are so important, you know. And uh, if you do that, you're gonna be able to build your life around it.
Maria QuattroneAnd I think that's what the beauty of the real estate industry is. You get to decide, but you better know what you're doing and you better be educated and knowledgeable. So you know, in this year in 2026, especially because there's been a lot of new things that we have to can that we had to contend with. Yeah, you know, in our industry, how you're paid, one being one of them. Yeah, um, which was a now it's coming out. I don't know if you saw this, but that whole thing might be a moot point.
Speaker 1Yeah.
Maria QuattroneAnd they might change it.
Speaker 1Yeah.
Maria QuattroneI just think uh in regards to that and commission that you should people bus you should stay out of people's pockets.
Rob BunisOh, I totally agree. Yeah, you know, you know, it's funny. I feel like the changes, and obviously we have to be careful what we say because of Sherman Antitrust, blah, that's what everybody says, but you know, I think it's always funny because you know, this is a business of value, it's always a bit about that, about selling your value, and you control what you make based on the problem the the really the value you provide. Those changes did come about, and people finally were like, Okay, I'll have the buyer's agency agreement signed. Like, I don't think anybody remembers, but we've always been supposed to use it. No doubt, you know, but people didn't until like a couple, you know, a couple years ago. So you know it started before the lawsuit, you know, changed the landscape of commission structure for sellers. But you know, even now, like I was doing a deal uh that I just put under contract, and an agent sent an offer in and was like, we want three per, you know, three percent. I'm like, look, it's always negotiable. I know what you want, but we had a listing agreement. You know, in New Jersey, it's different than PA. In New Jersey's listing agreement, you don't have to disclose what the commission structure is because the listing agreement has a box that says seller has given you approval to do to not, right? So, like, I always say it's in your best interest not to disclose it. Make them negotiate it into the deal. Or if you give me the ability to to to my best judgment or my better judgment, you know, I'm a fan of saying, listen, this is all that's being offered on this, like I'll try and push for it, but I can't guarantee it. But that's also why you have the buyer's agency agreement, you know, um signed. It's to
Freedom, Discipline, And Building A Business
Rob Bunisprotect your fee. And um on that particular transaction, what ended up happening was um they kept they kind of pushed for it even though we were firm, firm, firm, firm until um eventually they gave in. I'm not a big fan of charging a buyer. I think that you know, the um I think that there are scenarios that you do it, but like you and I both know the FHA dominant markets are you're working with people that you know are still trying to build a credit, you know, that they may not, it may be a young couple who doesn't quite have the assets yet to put 20% down or even 10% down in some cases, so they don't have the money to pay for these the commission. So these are all factors that we're trying to navigate still. It'll be interesting to see if all these things continue to be a a factor. A lot of agents still don't know how to navigate these things.
Maria QuattroneI know. I do not. Yeah, and you're not supposed to be calling and asking either.
Rob BunisNo, no, how many times have you gotten a text in the last six months about hey, are you offering a commission on this deal?
Maria QuattroneI mean I always answer yes.
Rob BunisYeah, well, in Philly, if you have to answer that way, right? Or PA, sorry.
Maria QuattroneWell, no, I mean you could say if there isn't one, you could say no, but I on all of my listings there is.
Rob BunisYeah, of course. And and same, but that's where like like I try to negotiate, make sure that they negotiate in the deal in Jersey. I handle both states differently just because of what you're allowed to do, depending on where you are. But in Jersey, like like I got text on every single listing, just like you do in PA. And you know, my my answer on what's what the listing agreement box, what boxes are checked. It's like I haven't been authorized to uh I haven't been given the ability to disclose it based on the agreement I have with the seller. However, what I will suggest is that if you are making an offer for your client, put it in the offer and we'll negotiate through the through the process. And you know, in most cases, it's a win-win, right? You know, that it ends up working out for everybody anyway. But sometimes people are like so firm in their ways that it's like, look, the seller, the the answer is no, you know, you can negotiate this until the cows come home, but the this this is what we're offering and it's not negotiable, you know. Like obviously everything's negotiable, but if the seller doesn't want to do it, it's their house, it's their money, you know. But it's a it's a uh I don't know. It's funny that we still get those text messages and calls. We shouldn't be. We never were supposed to, but they that just an indication of what I always say. There are a lot of agents out here that are not well trained in this skill based market that we're we're transitioning into. Um you know.
Maria QuattroneA thing too that I don't think most consumers really realize this. It takes years to learn this business. Yes, it does. Years. Years and years and years. In fact, even after 22 years, every week I probably learned something new.
Rob BunisYeah. Yeah. So I still don't know everything either.
Maria QuattroneYou know, and and the thing is it's not just time in the business, it's deal number of deals. Because the more deals you've done, the more things, challenges have arisen, and you've been able, hopefully, to solve them.
Speaker 1Yeah.
Maria QuattroneOr at least now know how to solve them.
Speaker 1Yeah.
Maria QuattroneAnd I think that's the thing people don't really think. You know, we're we're all the same.
Speaker 1Yeah.
Maria QuattroneWe're all not the same because you know, somebody who's done 3,000 deals the same as somebody that's done a hundred deals. No, of course not. How is that possible?
Rob BunisYep. Yeah. And I I've time and time again, and it's funny because I've been I've been people call BS on that comment that I've made on I've been making that same comment for years, right? I'm not nowhere near the biggest fish in any room that I'm in, but like I'm a big fish still, just like you. So, you know, perfect example. I I just against the listing that I that I'm earning, and remember that word's earning because it's never guaranteed. I I I earned the listing partially because the agent I was going up against only had done 20 deals in the last year and a half. And they're like, Oh, you've done over 100 deals. And I'm like, Yeah, like 80 to 100 is like my average over my career, but yeah, that's correct. I did XYZ. And then we we got talking like real business, and they were like, Listen, it sounds like you have solved way more problems than the other interviewees that we've had. I think this is the right decision. Like, I think people forget that this business is there's a new problem on every single transaction. It's very rare that you're not gonna see this, that like rare that every transaction is gonna be the same, it just isn't. You know, there are things that are uniform about certain transactions. You're
Specialize, Systems, And Scale
Rob Bunisalways gonna use the same the same state contract. You know, they're usually the same addendums that you're gonna use. If it's a foreclosure, you know it's the same process. If the short sale, you know it's for the most part the same process. Like there are things about the business that are the same, but your value is the number of solutions that you've brought to the table and the number of clients you've gotten to the closing table, you know, a hundred percent.
Maria QuattroneAnd here's the thing a lot, most of the time the client doesn't even know about the problem because you when so much experience and you know what you're doing, it never gets brought to their attention because you the agent handled it. Correct. Yep, the agent handled it, yeah. So, you know, I think that we have a great opportunity, Rob, ahead of us. And anyone, yeah, you know, if you are interested in learning more about what's going on with the South Jersey-Villy market, Rob is great in his area and in uh South Jersey uh and Philadelphia, he does some business, but you know, reach out, questions. We talk about inventory, we talk about, you know, I say sellers, it's never too early to start to get your house ready.
Rob BunisNever.
Maria QuattroneBecause how much stuff do you collect? Like, oh my gosh. I we're we're listening to the house. I can tell you, we don't need to buy any more stuff. I need no more clothes, I need no more dishes, I need no more glasses, I need no more stuff.
Rob BunisYep, yeah. I got a house I'm listing uh in two weeks in Woolwich, uh, South Josie, Gloucester County. It'll be on the market for like six. My gosh, it's been a two-month process of helping these guys get this thing cleaned up. I mean, they had three, they consolidated two other houses into this house, and it's a 3,400 square foot house. So I had to bring in my estate sale, uh, my preferred estate sale referral, and they're doing a clean out afterwards, the estate sales this weekend. It's uh a solid one. If anybody wants sports memorabilia, it's a pretty cool house. Um, you could contact me. Well, I think that by the time this goes live, they might miss the opportunity. But yeah, the the uh crazy, the amount of stuff you accumulate over the years, it really is.
Maria QuattroneAnd then said, you know, one of the biggest things is cleaning out of the closets.
Speaker 1Oh, yeah.
Maria QuattroneCleaning out the closets. If you open your closet and it looks like things are flying, gonna fly out at you, you have too much stuff in there, it sends a message to the buyer. Yeah, there's not enough closet space, even if you have 50 closets in your house. Yeah, so you know it's all about you doing the preparation. Key the devil in in the detail of listing property is really critical. Oh, yeah. And I tell buyers and sellers, sellers this to me all the time. The being a agent and being a seller's agent is two completely different businesses.
Rob BunisCompletely, yep.
Maria QuattroneJust because they sold you the house does
Commissions, Buyer Agreements, And Negotiation
Maria Quattronenot mean that they are the best person to sell your house now. Yeah, so it's critical that you look to see how many, you know, how many listings have they sold? Are they a listing broker? Or are they just a buyer's agent? Yep, yeah, which is fine if that's what it is, but yeah, you need certain systems to be a listing broker, and you need processes and a lot of stuff, yeah, and money.
Rob BunisYeah, that's true.
Maria QuattroneNeed to be able to pay for the marketing, pay for the marketing, pay for your staff, pay for this, pay for that. A hundred percent. So, what's the what's for this year, Rob?
Rob BunisOh man, simplifying everything I do. I um come into this year with a newfound uh appreciation for just everything. I'm uh I'm more on my personal business this year. I got a uh a lofty goal of 30 million. I've crossed the 25 million dollar threshold. It's time to hit 30, and then once I hit 30, it's 35 and then 40, and who knows where I'm gonna stop. But that's that's really my goal today. I want to um, you know, like everybody increase their price point, but at the same time, specialize uh in a market where um value, service, and education is has never been more important, you know. Um focusing on continuing to hone my skills like I've done every single year so that I can uh take more trips, spend more time with my family and my friends, and um reduce my stress level. You know, that's the that's the number number one thing.
Maria QuattroneAnd enjoy life.
Rob BunisYeah, enjoy life.
Maria QuattroneYeah, it was great to have you on the show today, Rob.
Rob BunisYou know, thanks for having me again, Maria.
Maria QuattroneYeah, and it's good to catch up with you and and we'll have you born uh this year later in the year. You got it where you are.